GMAC Insurance Finance Center
Privacy Policy
Internet consumer privacy is of paramount importance to the GMAC Insurance
Finance Center (hereafter, "the Finance Center") and our advertisers.
The following statement outlines the Finance Center's policies and
principles regarding online privacy. The Finance Center is committed
to protecting the privacy of consumers and to do our part to maintain
the integrity and security of the Internet.
Because of the changing nature of consumer needs and our business
itself, the Finance Center reserves the right to modify this policy
statement at any time without notice. As such, and since we want to
always make certain that our privacy policy is clearly understood,
we recommend that you review this Privacy Statement periodically to
note any changes that may have occurred. If you have any comments
about our privacy policy, please
contact us.
Personally Identifiable Information (PII)
When an Internet consumer clicks on one of the Finance Center's
placed advertisements, the Finance Center does not store any personally
identifiable information regarding the consumer who clicked on the
ad (e.g. name, address, social security number, e-mail address).
Any PII that is collected through advertisements is immediately
sent through to the advertiser whose form has been completed
by the consumer. The Finance Center may receive a copy of this
data to ensure proper system functions.
The Finance Center does collect and store PII through the "contact
us" feature on its website. This information is used to respond
to the consumer's inquiry posted through this forum.
Non-Personally Identifiable Information (Non-PII)
When an Internet consumer clicks on one of the Finance Center's
placed advertisements, the Finance Center does collect what the
industry terms as "ad delivery and reporting data" (Type of Browser,
Operating System, IP address, domain type, page(s) visited, date
and time of when an Internet consumer has responded to an advertisement).
This type of information is defined by the Network Advertising Initiative
(see Network Advertising Initiative section below) as Non-Personally
Identifiable Information (Non-PII) "ad delivery and reporting data".
This means that none of the data can be linked to any individual
Internet consumer, and therefore it cannot be used for profiling
purposes.
The Finance Center retains all ad delivery and reporting data indefinitely,
for accounting and auditing purposes.
In addition the Finance Center does not collect any specific non-personally
identifiable information (e.g. age, gender, interests, income-range)
that could potentially be linked with other data to identify individual
Internet consumers for the purpose of profiling.
Cookies
When an Internet consumer views a Finance Center served advertisement
for the first time, a cookie may be placed within their computer.
A cookie is a unique tag that is issued to the Internet customer
and is used to identify individual computers. The purpose of the
cookie is to allow the ad placement company to deliver advertisements
that have a greater degree of relevance to the consumer, even though
that consumer is, in essence, anonymous to the ad placement company.
Consumers who wish to remove this cookie and disable their web browser
from receiving further cookies can do so by following the instructions
provided by their browser's manufacturer.
Ad
management and Reporting Data - Use of Cookies
When a consumer clicks on an ad placed by the Finance Center, they
are assigned a unique number, known as a cookie, which is recorded
and stored on their computer in their web browser's cookie file.
Cookies do not harm Internet consumer's computers.
Cookies help us to reach several of our key goals, such as providing
Internet users with a more fulfilling, results oriented experience
on the web, and increasing the amount of relevant material viewed
by Internet consumers.
We also may share information about usage of our web site with third
parties for the purpose of measuring our advertising effectiveness
and targeting our Internet advertisements. To do this, we may use
web beacons (also known as action tags or single pixel gifs) and
cookies provided by our third party ad servers on this site. The
information we collect and share through this technology is not
personally identifiable.
Security
Precautions
The Finance Center makes every effort to maintain the security of
its network and the data we collect. Any data that is stored on
the Finance Center's server is treated as proprietary and confidential.
The
Finance Center Website Privacy Policy Statements
The Finance Center requests that website advertisers that are users
of our services consent to and comply with the standards of online
privacy.
If you have particular concerns about any website advertising with
the Finance Center with respect to privacy issues, please contact
us.
Children's
Privacy
As of April 21, 2000 the children's Online Privacy Protection Act
became effective. The regulations apply to the online collection
of personal information from children under the age of 13. The Finance
Center is very sensitive to the issue of children's privacy and
makes every effort to protect the privacy of children using the
Internet. The Finance Center's web site, products, and services
are not developed for or directed at children. Our policy is not
to permit anyone under the age of 13 to do business with us. If
you believe your child has provided the Finance Center with any
personally identifiable data at The Finance Center's web site, please
contact us to have this information
removed from our records.
Contacting
Us
For more information or if you have questions or concerns regarding
the Finance Center's Privacy Statement, click
here and fill out the online contact form.
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