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This guide was written by the staff at IFC to help you make smart choices when buying car insurance. Before we start, we need to tell you that we are not licensed insurance agents. The content of this site should not be taken as exact advice about which policy to buy or where to buy it from. But, we've been in the insurance business for many years and we think we can help empower you to make better choices on your own. Best of all, we think we can help save you money.

We've found about a million car insurance sites on the internet. Most of them offer tons of insurance definitions and page after page of useless text. When we sat down to write this, we decided that we would make a guide that people could really understand and that would help people save money.

Here's how we did it. We wrote down the most important advice first, in the section called Top Tips for Saving Money. If you have only 5 more minutes or get bored pretty easy, read that first. Then, immediately follow that advice and start shopping. If you have more time, go ahead and read How Insurance Pricing Works. This will get you up to speed on why those top tips work.

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